“二套转首套”利率下调，幅度最大！
<h1 style="outline: 0px;font-size: 22px;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;visibility: visible;line-height: 1.75em;margin-bottom: 0px;" data-mpa-powered-by="yiban.io"><span style="font-size: 16px; letter-spacing: 0.034em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; text-indent: 0em;">从10月25日起，各家银行对符合“二套转首套”要求的存量房贷利率统一进行了下调。这也是中国人民银行、国家金融监督管理总局要求降低存量首套住房贷款利率通知实施以来，</span><span style="font-size: 16px; letter-spacing: 0.034em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; text-indent: 0em; outline: 0px; color: rgb(0, 122, 170);"><strong style="outline: 0px;">利率下调幅度最大的一批房贷</strong></span><span style="font-size: 16px; letter-spacing: 0.034em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; text-indent: 0em;">。</span><br/></h1><p><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;text-indent: 0em;"><span style="outline: 0px;letter-spacing: 0.034em;font-size: 16px;"><br/></span></section></p><p style="line-height: 1.75em;margin-bottom: 0px;">//bbs.221700.com/plugin.php?id=wcn_editor:player&url=https%3A%2F%2Fmp.weixin.qq.com%2Fmp%2Freadtemplate%3Ft%3Dpages%2Fvideo_player_tmpl%26action%3Dmpvideo%26auto%3D0%26vid%3Dwxv_3165003329404551177&org=http%3A%2F%2Fmp.weixin.qq.com%2Fs%3F__biz%3DMzA4OTMyODkxNA%3D%3D%26mid%3D2652834068%26idx%3D1%26sn%3D8619859bdcfd56110609db9d9a393e4d%26chksm%3D8bf73569bc80bc7f1b0472b2d0e9e9a60ef22f10d25e6b7ccc69da13ecc99f8c0c894939c82e</p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 0.544px;text-align: start;caret-color: rgb(136, 136, 136);color: rgb(136, 136, 136);font-size: 15px;">△央视财经《正点财经》栏目视频</span></p><p><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;text-indent: 0em;"><span style="outline: 0px;font-size: 16px;">10月25日一早，不少地区的房贷客户就通过手机银行或短信，了解到自己的房贷利率下调了。</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;text-indent: 0em;"><span style="outline: 0px;font-size: 16px;"><br/></span></section></p><p style="outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; text-indent: 0em; line-height: 1.75em; margin-bottom: 0px;"></p><p style="outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; text-indent: 0em; line-height: 1.75em; margin-bottom: 0px;"><span style="letter-spacing: 0.544px;text-align: start;caret-color: rgb(136, 136, 136);color: rgb(136, 136, 136);font-size: 15px;">△湖南长沙市民房贷利率前后比较降了0.65%，每个月少还将近1000元。</span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: justify;text-indent: 0em;line-height: 1.75em;margin-bottom: 0px;"><span style="letter-spacing: 0.544px;text-align: start;caret-color: rgb(136, 136, 136);color: rgb(0, 0, 0);font-size: 16px;"><br/></span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"></p><p><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;text-indent: 0em;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;text-indent: 0em;"><span style="outline: 0px;font-size: 16px;">此前，各家银行已经在9月份下调了存量首套房贷利率。从9月25日到10月1日，98.5%符合条件的<span style="outline: 0px;letter-spacing: 0.578px;">存量首套房贷利率都完成了下调，</span>合计4973万笔、21.7万亿元。调整后的加权平均利率为4.27%，平均降幅0.73个百分点。而10月25日各家银行调整的是存量房贷中“二套转首套”的房贷利率。</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;text-indent: 0em;"><span style="outline: 0px;font-size: 16px;"><br/></span></section></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-indent: 2em;line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 16px;"><strong style="outline: 0px;"><span style="outline: 0px;"><br/></span></strong></span></p><p><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;text-indent: 0em;"><span style="font-size: 16px;"><strong style="outline: 0px;"><span style="outline: 0px;">中国银行总行消费金融部住房金融团队主管 尹鹏：</span></strong><span style="outline: 0px;">这次调整针对历史上房贷被认定为二套房贷款，但是当前又符合首套房标准的客户。<span style="outline: 0px;letter-spacing: 0.578px;">10月25日</span>我们一共调整了7.23万户，平均利率下调76个BP（基点），是高于我们首套房调整幅度的。</span></span></section></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-indent: 2em;line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 16px;outline: 0px;"><br/></span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"></p><p><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;text-indent: 0em;"><span style="outline: 0px;font-size: 16px;">除了二套转首套的房贷，此前采用固定利率或采用基准利率定价的房贷，借款人已向银行申请转为采用LPR定价的浮动利率贷款，<span style="outline: 0px;letter-spacing: 0.578px;">10月25日</span>也统一调整利率。<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(0, 122, 170);">银行人士提醒，本次统一调整后，目前还没有申请二套转首套的房贷，借款人依旧可以向银行申请调整</span></strong>。 </span></section></p><p style="margin-bottom: 0em;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;text-wrap: wrap;text-align: left;color: rgb(34, 34, 34);background-color: rgb(255, 255, 255);caret-color: rgb(51, 51, 51);line-height: 1.75em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px;color: rgb(127, 127, 127);font-size: 15px;">来源 | 央视财经</span></p><link rel="stylesheet" href="//bbs.221700.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_qaV" id="wcn_editor_css"/> 空闲房子越来越多了 {:13_607:}
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