论坛导航 › 全网热搜 › 事关存取款！多家银行宣布！

冬季里 发表于 2024-7-2 10:28

事关存取款！多家银行宣布！

<section style="text-align: center;margin-bottom: 0px;" data-mpa-powered-by="yiban.io"><span style="font-size: 16px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;">6月28日</span></section><p><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: unset;background-color: rgb(255, 255, 255);visibility: visible;"><section style="margin-top: 8px;outline: 0px;text-align: center;visibility: visible;line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;font-size: 16px;">兴业银行在官网发文称</span></section><section style="margin-top: 8px;margin-bottom: 8px;outline: 0px;text-align: center;visibility: visible;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;">为保障客户资金安全</span></section><section style="margin-top: 8px;margin-bottom: 8px;outline: 0px;text-align: center;visibility: visible;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;"><strong style="outline: 0px;visibility: visible;"><span style="outline: 0px;color: rgb(61, 125, 248);visibility: visible;">兴业银行<span style="outline: 0px;text-align: unset;visibility: visible;">将于7月10日起</span></span></strong></span></section><section style="margin-top: 8px;margin-bottom: 8px;outline: 0px;text-align: center;visibility: visible;line-height: 1.75em;"><span style="outline: 0px;color: rgb(61, 125, 248);visibility: visible;font-size: 16px;"><strong style="outline: 0px;visibility: visible;">停止手机银行中ATM扫码取款服务</strong></span></section></section><section style="margin-top: 16px;margin-bottom: 16px;padding-right: 8px;padding-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;background-color: rgb(255, 255, 255);color: rgb(62, 62, 62);letter-spacing: 1px;line-height: 1.75;font-size: 16px;visibility: visible;"><section style="margin-bottom: 5px;outline: 0px;text-align: center;justify-content: center;display: flex;flex-flow: row;visibility: visible;"><section style="padding: 5px;outline: 0px;display: inline-block;width: 661px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;height: auto;border-style: solid;border-width: 1px;border-color: rgb(62, 62, 62);visibility: visible;"><section style="outline: 0px;line-height: 0;visibility: visible;"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;visibility: visible;"></section></section></section></section></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: unset;background-color: rgb(255, 255, 255);"><p style="margin-top: 8px;margin-bottom: 8px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;"><span style="outline: 0px;color: rgb(61, 125, 248);"><strong style="outline: 0px;">近期已经有中国银行、建设银行、光大银行、中信银行等多家国有行及股份行先后宣布暂停无卡存取款相关业务</strong></span>。</span></p><p style="margin-top: 8px;margin-bottom: 24px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;">据了解，<span style="outline: 0px;color: rgb(61, 125, 248);"><strong style="outline: 0px;">手机银行ATM扫码取款也是无卡取款的一种</strong></span>，其操作流程一般为，银行个人手机银行客户使用手机银行在银行任意一台ATM机上扫描二维码，并完成信息交互后，实现取款操作。</span></p><p style="margin-top: 8px;margin-bottom: 24px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;"><br/></span></p></section><section style="margin-top: 10px;margin-bottom: 10px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;justify-content: center;display: flex;flex-flow: row;"><section style="outline: 0px;display: inline-block;width: auto;vertical-align: top;align-self: flex-start;flex: 0 0 auto;min-width: 5%;height: auto;border-style: solid;border-width: 1px;border-color: rgb(135, 150, 233);"><section style="margin-top: -5px;margin-bottom: 5px;outline: 0px;justify-content: center;display: flex;flex-flow: row;transform: translate3d(-5px, 0px, 0px);"><section style="padding-right: 15px;padding-left: 15px;outline: 0px;display: inline-block;width: auto;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(61, 125, 248);min-width: 5%;height: auto;"><section style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 2px;"><p style="outline: 0px;"><strong style="outline: 0px;">近期多家银行宣布</strong></p><p style="outline: 0px;"><strong style="outline: 0px;">暂停无卡取款业务</strong></p></section></section></section></section></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: unset;background-color: rgb(255, 255, 255);"><section style="margin-top: 24px;margin-bottom: 8px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;">具体来看，<span style="outline: 0px;color: rgb(61, 125, 248);"><strong style="outline: 0px;">交通银行于5月24日起停止个人手机银行中无卡取款功能中的预约取款服务</strong></span>。之后客户仍可通过该行智能机具办理有卡取款、扫码取款或前往该行营业网点办理取款业务。</span></section></section><section style="margin-top: 16px;margin-bottom: 16px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);visibility: visible;"><section style="margin-bottom: 5px;outline: 0px;text-align: center;justify-content: center;display: flex;flex-flow: row;"><section style="padding: 5px;outline: 0px;display: inline-block;width: 677px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;height: auto;border-style: solid;border-width: 1px;border-color: rgb(62, 62, 62);"><section style="outline: 0px;line-height: 0;"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;"></section></section></section></section></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: unset;background-color: rgb(255, 255, 255);"><p style="margin-top: 8px;margin-bottom: 8px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;"><span style="outline: 0px;color: rgb(61, 125, 248);"><strong style="outline: 0px;">农业银行宣布自5月9日起暂停掌银无卡取款服务</strong></span>。上述服务暂停后，客户可通过读卡取款、掌银扫码取款、刷脸取款等其他方式办理网点现金提取相关业务。</span></p></section><section style="margin-top: 16px;margin-bottom: 16px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);visibility: visible;"><section style="margin-bottom: 5px;outline: 0px;text-align: center;justify-content: center;display: flex;flex-flow: row;"><section style="padding: 5px;outline: 0px;display: inline-block;width: 677px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;height: auto;border-style: solid;border-width: 1px;border-color: rgb(62, 62, 62);"><section style="outline: 0px;line-height: 0;"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;"></section></section></section></section></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: unset;background-color: rgb(255, 255, 255);"><p style="margin-top: 8px;margin-bottom: 8px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;"><span style="outline: 0px;color: rgb(61, 125, 248);"><strong style="outline: 0px;">中信银行自5月17日起，关闭现金自助设备授权码取款功能。</strong></span>后续，用户仍可通过该行现金自助设备无卡取款（二维码取款），或持银行卡前往银行现金自助设备或营业网点办理取款业务。</span></p><section style="margin-top: 8px;margin-bottom: 24px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;">对此，金融行业资深分析师王蓬博认为，一方面，扫码取款和刷脸取款等方式早已落地，更加便捷；另一方面，从安全性的角度考虑，预约取款存在时间差，无法同时确认收款人和账户持有者关系等方面的漏洞，有一定的潜在风险。</span></section><section style="margin-top: 8px;margin-bottom: 24px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;"><br/></span></section></section><section style="margin-top: 10px;margin-bottom: 10px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;justify-content: center;display: flex;flex-flow: row;"><section style="outline: 0px;display: inline-block;width: auto;vertical-align: top;align-self: flex-start;flex: 0 0 auto;min-width: 5%;height: auto;border-style: solid;border-width: 1px;border-color: rgb(135, 150, 233);"><section style="margin-top: -5px;margin-bottom: 5px;outline: 0px;justify-content: center;display: flex;flex-flow: row;transform: translate3d(-5px, 0px, 0px);"><section style="padding-right: 15px;padding-left: 15px;outline: 0px;display: inline-block;width: auto;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(61, 125, 248);min-width: 5%;height: auto;"><section style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 2px;"><p style="outline: 0px;"><strong style="outline: 0px;">无卡存款服务也密集调整</strong></p></section></section></section></section></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: unset;background-color: rgb(255, 255, 255);"><section style="margin-top: 16px;margin-bottom: 8px;outline: 0px;line-height: 1.75em;text-indent: 2em;"><span style="outline: 0px;font-size: 16px;">除无卡取款服务调整外，<span style="outline: 0px;color: rgb(61, 125, 248);"><strong style="outline: 0px;">无卡存款服务此前也密集调整</strong></span>，包括建设银行、中国银行、广发银行、中信银行等多家银行此前发布公告称关闭ATM二维码存款功能。</span></section></section><section style="margin-top: 16px;margin-bottom: 16px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 0;"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;"></section></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-align: unset;background-color: rgb(255, 255, 255);"><section style="margin-top: 8px;margin-bottom: 8px;outline: 0px;text-indent: 2em;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;">“多家银行相继叫停ATM二维码存款功能主要是<span style="outline: 0px;color: rgb(61, 125, 248);"><strong style="outline: 0px;">出于用户使用度和安全性的考量</strong></span>。”王蓬博认为，使用ATM存取款的用户以老年人居多，这类人群习惯于直接使用银行卡办理相关业务，二维码存款本身操作流程也相对繁琐，使用便捷度不够。</span></section><section style="margin-top: 8px;margin-bottom: 8px;outline: 0px;text-indent: 2em;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;">同时，ATM二维码存款业务可能存在不能准确识别存款人的身份、不能确认与收款人的关系等方面的情形。此外，资金的来源和使用有隐蔽性，会提升银行监控洗钱活动难度。</span></section><section style="margin-top: 8px;margin-bottom: 8px;outline: 0px;text-indent: 2em;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;">王蓬博预计，后续银行会跟进调整无卡存取款业务，银行存取款业务应以安全性为主，同时满足身份验证且遵守时空统一等原则。</span></section><section style="margin-top: 8px;margin-bottom: 8px;outline: 0px;text-indent: 2em;line-height: 1.75em;"><br/></section><hr style="border-style: solid;border-width: 1px 0 0;border-color: rgba(0,0,0,0.1);-webkit-transform-origin: 0 0;-webkit-transform: scale(1, 0.5);transform-origin: 0 0;transform: scale(1, 0.5);"/><section style="margin-top: 8px;margin-bottom: 8px;outline: 0px;text-indent: 2em;line-height: 1.75em;"><span style="color: rgb(148, 189, 217);font-family: Noto Sans CJK SC, -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 0px;"></span></section><section><span style="font-size: 12px;">来源：广州广播电视台、大众日报、南方+、浙江新闻、证券时报网、都市快报</span></section></section></p><link rel="stylesheet" href="//bbs.221700.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_L9E" id="wcn_editor_css"/>

《心静》 发表于 2024-7-2 13:46

谢谢分享

可爱草莓酱 发表于 2024-7-2 15:27

不安全

不要麻辣只要烫 发表于 2024-7-2 17:58

谢谢分享

我的秋天 发表于 2024-7-2 20:54

手机APP带的扫码取款也很方便

一只眠羊~ 发表于 2024-7-3 16:31

谢谢分享

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