紧急提示！事关贷款
<section style="margin-bottom: 0px;"></section><p><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 2em;"><br/></section><section data-tools="135编辑器" data-id="135245" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);"><section style="margin: 10px auto;outline: 0px;"><section style="margin-right: auto;margin-bottom: -15px;margin-left: auto;outline: 0px;width: 40px;"></section><section style="padding: 20px 12px 10px;outline: 0px;border-width: 1px;border-style: solid;border-color: rgb(34, 92, 176);border-radius: 10px;"><section data-autoskip="1" style="outline: 0px;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);"><section style="outline: 0px;text-indent: 2em;line-height: 2em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">国家金融监督管理总局5月24日发布风险提示称，近期，有诈骗团伙虚假宣传</span><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;color: rgb(34, 92, 176);"><strong style="outline: 0px;">贷款购买货车“零首付”</strong></span><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">，借助求职者“急于找到工作”心理，在网上发布</span><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;color: rgb(34, 92, 176);"><strong style="outline: 0px;">“高薪招聘”“实习”</strong></span><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">等虚假信息，如成立空壳货运公司，用精编的话术诱导应聘司机申请贷款购车“入职”或缴纳加盟费，应聘司机提车后却遭遇接活难、退车难、退款难，最终未获得预期收入却背负大额债务。</span></section></section></section></section></section></p><p style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: normal;"><br style="outline: 0px;"/></p><p><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">类似骗局还有</span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">假借招聘之名诱骗求职者</span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;color: rgb(34, 92, 176);"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">以职位需要、培训费、材料费、保证金等</span></strong></span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;color: rgb(34, 92, 176);"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">名目收取各类费用</span></strong></span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;color: rgb(34, 92, 176);"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">甚至诱导求职者</span></strong></span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;color: rgb(34, 92, 176);"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">通过贷款平台贷款支付相关费用</span></strong></span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">金融监管总局提醒</span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">包括求职者在内的广大消费者</span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">注意以下事项</span></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;text-align: center;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;"></span></section></p><p style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: normal;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;"><br style="outline: 0px;"/></span></p><p><section data-role="outer" label="edit by 135editor" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);"><section data-tools="135编辑器" data-id="141074" style="outline: 0px;"><section style="margin: 10px auto;outline: 0px;"><section style="margin-bottom: 25px;outline: 0px;"><section style="padding-top: 10px;padding-bottom: 5px;outline: 0px;display: flex;justify-content: flex-start;"><section style="outline: 0px;flex-shrink: 0;"><section style="padding: 6px 30px 6px 10px;outline: 0px;background-color: rgb(255, 178, 45);"><section style="outline: 0px;font-size: 16px;letter-spacing: 1.5px;color: rgb(255, 255, 255);"><strong style="outline: 0px;">0</strong><strong data-original-title="" title="" style="outline: 0px;">1</strong></section></section></section><section data-width="100%" style="margin-top: -7px;margin-left: -25px;outline: 0px;width: 639.25px;"><section style="padding: 6px 15px 6px 20px;outline: 0px;background-color: rgb(34, 92, 176);border-radius: 0px 0px 0px 15px;"><section style="outline: 0px;font-size: 16px;color: rgb(255, 255, 255);text-align: left;"><strong data-brushtype="text" style="outline: 0px;">审慎决定是否需要办理贷款业务</strong></section></section></section></section><section style="padding: 10px 15px;outline: 0px;background-color: rgb(244, 248, 255);"><section data-autoskip="1" style="outline: 0px;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(59, 59, 59);background-color: transparent;"><p style="outline: 0px;text-indent: 2em;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">要提高风险防范意识，从信息发布平台、企业官网、社交媒体等多方面途径对招聘信息进行交叉验证，拒绝各类广告话术诱惑，对超出合理范围的高薪酬待遇、高回报承诺、贷款购买货车“零首付”等保持警惕。审慎评估自身还贷能力，根据自身条件自主决定是否需要办理贷款业务。</span></p></section></section></section><section style="margin-bottom: 25px;outline: 0px;"><section style="padding-top: 10px;padding-bottom: 5px;outline: 0px;display: flex;justify-content: flex-start;"><section style="outline: 0px;flex-shrink: 0;"><section style="padding: 6px 30px 6px 10px;outline: 0px;background-color: rgb(255, 178, 45);"><section style="outline: 0px;font-size: 16px;letter-spacing: 1.5px;color: rgb(255, 255, 255);"><strong style="outline: 0px;">0</strong><strong data-original-title="" title="" style="outline: 0px;">2</strong></section></section></section><section data-width="100%" style="margin-top: -7px;margin-left: -25px;outline: 0px;width: 639.25px;"><section style="padding: 6px 15px 6px 20px;outline: 0px;background-color: rgb(34, 92, 176);border-radius: 0px 0px 0px 15px;"><section style="outline: 0px;font-size: 16px;color: rgb(255, 255, 255);text-align: left;"><strong data-brushtype="text" style="outline: 0px;">订立合同前要仔细阅读合同条款</strong></section></section></section></section><section style="padding: 10px 15px;outline: 0px;background-color: rgb(244, 248, 255);"><section data-autoskip="1" style="outline: 0px;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(59, 59, 59);background-color: transparent;"><p style="outline: 0px;text-indent: 2em;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">认真辨别合同实质，区分借款合同以及租赁、买卖等一般民事合同，认真、完整阅读包括权利义务、应付费用、还款要求、违约责任等在内的所有条款，充分了解年化利率、实际费用等综合借贷成本，警惕不断花样翻新的格式条款陷阱，不在他人的诱惑或催促下贸然签订合同，不随意授权他人代为办理，防止误签、误贷等导致财产损失。</span></p></section></section></section><section style="margin-bottom: 25px;outline: 0px;"><section style="padding-top: 10px;padding-bottom: 5px;outline: 0px;display: flex;justify-content: flex-start;"><section style="outline: 0px;flex-shrink: 0;"><section style="padding: 6px 30px 6px 10px;outline: 0px;background-color: rgb(255, 178, 45);"><section style="outline: 0px;font-size: 16px;letter-spacing: 1.5px;color: rgb(255, 255, 255);"><strong style="outline: 0px;">0</strong><strong data-original-title="" title="" style="outline: 0px;">3</strong></section></section></section><section data-width="100%" style="margin-top: -7px;margin-left: -25px;outline: 0px;width: 639.25px;"><section style="padding: 6px 15px 6px 20px;outline: 0px;background-color: rgb(34, 92, 176);border-radius: 0px 0px 0px 15px;"><section style="outline: 0px;font-size: 16px;color: rgb(255, 255, 255);text-align: left;"><strong data-brushtype="text" style="outline: 0px;">办理贷款前要确认贷款机构是否具备放贷资质</strong></section></section></section></section><section style="padding: 10px 15px;outline: 0px;background-color: rgb(244, 248, 255);"><section data-autoskip="1" style="outline: 0px;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(59, 59, 59);background-color: transparent;"><p style="outline: 0px;text-indent: 2em;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">银行保险机构应具备金融监管部门发放的相关许可证，消费者可通过金融监管总局金融许可证信息系统查询相关许可证信息。小额贷款公司等地方金融组织应具备地方金融管理机构发放的经营许可证或者认可的业务资质，且在经依法批准的区域范围内开展业务。消费者应关注相关机构金融许可证、经营许可证等明确的业务范围，避免从不具备放贷资质的机构办理贷款或者具备资质的机构超经营范围办理贷款。在接到金融机构信贷审核电话时，如实回答问题，避免在他人诱导下提供不实信息。</span></p></section></section></section></section></section><section data-role="paragraph" style="outline: 0px;"><section data-role="outer" label="edit by 135editor" style="outline: 0px;"><section data-tools="135编辑器" data-id="141074" style="outline: 0px;"><section style="margin: 10px auto;outline: 0px;"><section style="margin-bottom: 25px;outline: 0px;"><section style="padding-top: 10px;padding-bottom: 5px;outline: 0px;display: flex;justify-content: flex-start;"><section style="outline: 0px;flex-shrink: 0;"><section style="padding: 6px 30px 6px 10px;outline: 0px;background-color: rgb(255, 178, 45);"><section style="outline: 0px;font-size: 16px;letter-spacing: 1.5px;color: rgb(255, 255, 255);"><strong style="outline: 0px;">0</strong><strong data-original-title="" title="" style="outline: 0px;">4</strong></section></section></section><section data-width="100%" style="margin-top: -7px;margin-left: -25px;outline: 0px;width: 639.25px;"><section style="padding: 6px 15px 6px 20px;outline: 0px;background-color: rgb(34, 92, 176);border-radius: 0px 0px 0px 15px;"><section style="outline: 0px;font-size: 16px;color: rgb(255, 255, 255);text-align: left;"><strong data-brushtype="text" style="outline: 0px;">使用互联网网站、应用程序、小程序及其他线上平台时应谨慎操作</strong></section></section></section></section><section style="padding: 10px 15px;outline: 0px;background-color: rgb(244, 248, 255);"><section data-autoskip="1" style="outline: 0px;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(59, 59, 59);background-color: transparent;"><p style="outline: 0px;text-indent: 2em;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">使用互联网平台贷款时应认真阅读页面上的提示内容，明确相关法律后果，审慎进行人脸识别或电子签名。在使用电子平台购物或进行其他操作时，留意默认勾选选项，不轻易勾选“领取保障”“自动续费”等选项，避免因为一时大意而开通平台关联的贷款业务。</span></p></section></section></section><section style="margin-bottom: 25px;outline: 0px;"><section style="padding-top: 10px;padding-bottom: 5px;outline: 0px;display: flex;justify-content: flex-start;"><section style="outline: 0px;flex-shrink: 0;"><section style="padding: 6px 30px 6px 10px;outline: 0px;background-color: rgb(255, 178, 45);"><section style="outline: 0px;font-size: 16px;letter-spacing: 1.5px;color: rgb(255, 255, 255);"><strong style="outline: 0px;">0</strong><strong data-original-title="" title="" style="outline: 0px;">5</strong></section></section></section><section data-width="100%" style="margin-top: -7px;margin-left: -25px;outline: 0px;width: 639.25px;"><section style="padding: 6px 15px 6px 20px;outline: 0px;background-color: rgb(34, 92, 176);border-radius: 0px 0px 0px 15px;"><section style="outline: 0px;font-size: 16px;color: rgb(255, 255, 255);text-align: left;"><strong data-brushtype="text" style="outline: 0px;">警惕“免费”“零首付”“限时”等营销词汇和宣传套路</strong></section></section></section></section><section style="padding: 10px 15px;outline: 0px;background-color: rgb(244, 248, 255);"><section data-autoskip="1" style="outline: 0px;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(59, 59, 59);background-color: transparent;"><p style="outline: 0px;letter-spacing: 0.578px;text-indent: 2em;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">注意识别非法金融广告，警惕不当诱导，拒绝过度负债，培养理性消费观念。贷款合同签订后，应当珍惜个人信用，按时依约还款。</span></p></section></section></section></section></section></section><section style="outline: 0px;text-align: center;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">消费者如发现涉嫌诈骗犯罪线索</span></section><section style="outline: 0px;text-align: center;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">请及时向公安机关等</span></section><section style="outline: 0px;text-align: center;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">报案或者反映情况</span></section><section style="outline: 0px;text-align: center;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">维护自身合法权益</span></section><section style="outline: 0px;text-align: center;line-height: 1.75em;"><br/></section></section></section><section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 2em;"><br/></section><section data-role="outer" label="edit by 135editor"><p style="text-align:right;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"></p><hr style="border-style: solid;border-width: 1px 0 0;border-color: rgba(0,0,0,0.1);-webkit-transform-origin: 0 0;-webkit-transform: scale(1, 0.5);transform-origin: 0 0;transform: scale(1, 0.5);"/><section style="text-align: left;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><strong style="letter-spacing: 0.544px;outline: 0px;caret-color: rgba(0, 0, 0, 0);color: rgb(51, 51, 51);text-align: center;font-size: 0px;visibility: visible;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px;font-size: 16px;text-indent: 2em;caret-color: red;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span style="margin-bottom: 0em;outline: 0px;caret-color: red;visibility: visible;color: rgb(136, 136, 136);font-size: 14px;font-weight: 400;text-align: justify;text-indent: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;">来</span></strong></span></strong><strong style="letter-spacing: 0.544px;outline: 0px;caret-color: rgba(0, 0, 0, 0);color: rgb(51, 51, 51);text-align: center;font-size: 0px;visibility: visible;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px;font-size: 16px;text-indent: 2em;caret-color: red;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span style="margin-bottom: 0em;outline: 0px;caret-color: red;visibility: visible;color: rgb(136, 136, 136);font-size: 14px;font-weight: 400;text-align: justify;text-indent: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;">源 | 国家金融监督管理总局网站</span></strong></span></strong></section></section></p><link rel="stylesheet" href="//bbs.221700.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_YJD" id="wcn_editor_css"/> 提高警惕，时刻严防！ 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