降，降，降！多家银行发布公告
<section class="mp_profile_iframe_wrp" data-mpa-powered-by="yiban.io"><mp-common-profile class="js_uneditable custom_select_card mp_profile_iframe" data-pluginname="mpprofile" data-id="MjIyNDQ5Nzc4MQ==" data-headimg="https://bbs.221700.com/plugin.php?id=wcn_editor:wx_img&url=http://mmbiz.qpic.cn/mmbiz_png/YnaVDWI3aicYTraDp6DSv0DxEO7VLVBtVHzBicB0JKyibj0dMNmZS48LrK4PhnkonyIHVegP9f5E9L2t23icwpxjpg/0?wx_fmt=png" data-nickname="极目新闻" data-alias="ctdsbgfwx" data-signature="全球眼，中国心，瞭望者，思想家。" data-from="0" data-is_biz_ban="0"></mp-common-profile></section><p><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><strong style="color: rgb(0, 122, 170); font-size: 16px; letter-spacing: 1px; outline: 0px;">降！降！降！</strong><br/></section><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">11月22日</span></section><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">兴业银行、中信银行、光大银行、</span></section><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">民生银行、平安银行等<strong style="outline: 0px;"></strong></span></section><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">多家股份制银行</span></strong></span></section><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;color: rgb(0, 122, 170);font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;">发布关于调整部分服务价格、</strong></span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;color: rgb(0, 122, 170);font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;">提升服务质效的公告</strong></span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">据悉，此轮部分服务价格的调整，是银行落地实施中国银行业协会此前相关倡议书的又一波行动，<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">进一步明确了五项倡议的具体实施时间，进一步降低市场主体经营成本。</span></strong></span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">综合多家银行的公告来看，<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">工本费调整是主要内容之一</span></strong>。此外，信用卡相关服务也较为集中地<span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);"><strong style="outline: 0px;">进行了优惠延续和费用减免</strong></span>，还涉及了容时、容差服务机制。</span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;color: rgb(255, 255, 255);background-color: rgb(0, 122, 170);font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;">兴业银行</strong></span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">兴业银行公告称，自11月24日起，<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">取消</span></strong>银行承兑汇票工本费和商业承兑汇票工本费、将零售客户动态令牌工本费调整为按成本价收取。继续按票面金额的<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">0.05%</span></strong>收取银行承兑汇票承兑手续费，每张汇票最低收费<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">200元</span></strong>等。自12月27日起，<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">免收</span></strong>持卡人转出信用卡溢缴款至境内本人本行账户手续费，<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">继续提供</span></strong>信用卡普卡和金卡年费补刷机制和容时、容差服务机制等。</span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;background-color: rgb(0, 122, 170);font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 0.544px;">中信银行</strong><strong style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 0.544px;"></strong></span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">中信银行公告的具体举措包括自11月30日起，<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">免收</span></strong>银行承兑汇票工本费和商业承兑汇票工本费，企业和个人安全认证工具工本费按<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">不高于成本价收取</span></strong>；<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">继续保持较低的</span></strong>银行承兑汇票手续费费率水平，按照每笔票面金额的<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">0.5<strong style="outline: 0px;letter-spacing: 0.544px;">%</strong></span></strong>收取等。信用卡相关服务方面，提供转出信用卡溢缴款至境内本人本行账户<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">免手续费</span></strong>的服务，提供年费补刷机制、容时容差服务等。据了解，自12月16日起，该行将信用卡持卡人容差服务提升至人民币100元（或100港币、20美元、20欧元）。</span></section><section><br/></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(255, 255, 255);background-color: rgb(0, 122, 170);">光大银行</span></strong><strong style="outline: 0px;"></strong></span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;vertical-align: bottom;user-select: none;font-size: 16px;letter-spacing: 1px;"></span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">光大银行公告显示，该行将于11月30日起免收银行承兑汇票工本费和商业承兑汇票工本费，<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">降低</span></strong>银行承兑汇票手续费、<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">减免</span></strong>个人存款账户对账单打印费、对安全认证工具工本费<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">实施成本定价方式</span></strong>，并综合提升信用卡服务质效，包括<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">继续</span></strong><strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">免收</span></strong>境内本行渠道溢缴款取现、转账至本行借记账户、充值手续费；12月22日起为信用卡普卡和金卡持卡人执行新的补刷机制。继续为持卡人<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">提供3天还款宽限期</span></strong>；从11月24日起提供100元（或等值外币）以内的还款宽容度。</span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;color: rgb(255, 255, 255);background-color: rgb(0, 122, 170);font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;">民生银行</strong></span></section><section style="margin-bottom: 16px; outline: 0px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; margin-left: 8px; margin-right: 8px; line-height: 1.75em; text-align: center;"></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">民生银行公告称，11月24日起，对个人及对公客户安全认证工具工本费<strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(0, 122, 170);">按成本价收费</span></strong>；于2024年1月1日起，将信用卡持卡人容差提升至人民币100元。</span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;"><span style="font-size: 16px;outline: 0px;color: rgb(255, 255, 255);background-color: rgb(0, 122, 170);">招商银行、平安银行</span></strong></span></section><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"></section><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"></section><section style="margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: center;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><br/></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: left;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">招商银行和平安银行也分别从信用卡和安全认证工具工本费方面对服务价格作出了调整。</span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-align: left;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;color: rgb(0, 0, 0);font-size: 16px;letter-spacing: 1px;"><strong style="outline: 0px;">此前新闻>>></strong></span></section><section style="margin-bottom: 16px;outline: 0px;letter-spacing: 0.544px;text-indent: 0em;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="outline: 0px;font-size: 16px;letter-spacing: 1px;">今年10月，中国银行业协会发布了《关于调整银行部分服务价格提升服务质效的倡议书》，提出了取消商业汇票工本费、降低银行承兑汇票手续费、减免个人存款账户对账单打印费、对安全认证工具工本费实施成本定价方式和综合提升信用卡服务质效等倡议。鼓励各银行加快数字化进程，结合业务环境变化，引导银行业降低市场主体经营成本。 </span></section><section style="white-space: normal;text-align: left;margin-bottom: 0px;margin-left: 8px;margin-right: 8px;line-height: 1.75em;"><span style="font-size: 16px;letter-spacing: 1px;color: rgb(63, 63, 63);">来源：东南网、大众日报</span></section></p><link rel="stylesheet" href="//bbs.221700.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_dQ0" id="wcn_editor_css"/> 数字货币 没有钱，不管能多 感谢分享！ 有钱都不放银行了 利率太低 没钱，没钱 利好消息 利率又降了 直接减免所有费用 谢谢分享
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