最新发布！公积金贷款买房有新变化
<p style="margin-bottom: 0px;text-wrap: wrap;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);visibility: visible;line-height: 0em;"></p><p><section data-role="outer" label="edit by 135editor" style="letter-spacing: 0.578px;text-wrap: wrap;"><section data-tools="135编辑器" data-id="92620"><section style="padding-right: 3px;padding-bottom: 3px;"><section style="padding: 20px 15px;border-width: 1px;border-style: solid;border-color: rgb(67, 97, 101);box-shadow: rgb(207, 207, 206) 3px 3px 0px;"><section style="color: rgb(73, 73, 72);font-size: 14px;"><p style="text-align: center;"></p><section data-role="outer" label="Powered by 135editor.com" style="letter-spacing: 0.578px;text-wrap: wrap;"><section data-role="outer" label="edit by 135editor"><section data-role="outer" label="edit by 135editor"><p style="text-align: center;"><span style="font-size: 15px;">注意啦！</span></p><p style="text-align: center;"><span style="font-size: 15px;">公积金贷款买房</span></p><p style="text-align: center;"><span style="font-size: 15px;">又有新变化。<br/></span></p><p style="text-align: center;"><span style="font-size: 15px;">近日，<br/></span></p><p style="text-align: center;"><span style="font-size: 15px;">江苏出台实施意见：</span></p><h1 style="text-align: center;"><strong><span style="font-size: 15px;color: rgb(2, 30, 170);">公积金贷款可用于</span></strong></h1><h1 style="text-align: center;"><strong><span style="font-size: 15px;color: rgb(2, 30, 170);">购买法拍房。</span></strong></h1><p style="text-align: center;"><span style="font-size: 15px;">具体情况赶快来看看！</span></p></section></section></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">为进一步降低法拍房制度性交易成本，减轻购房人资金压力，<strong><span style="font-size: 15px;color: rgb(2, 30, 170);">提升住房公积金个人住房贷款购买法拍房业务规范性、便捷性，</span></strong>近日，江苏省高级人民法院、江苏省住房和城乡建设厅、中国人民银行江苏省分行共同制定<strong><span style="font-size: 15px;color: rgb(2, 30, 170);">《关于做好住房公积金个人住房贷款购买法拍房业务的实施意见》，</span></strong>对</span><span style="font-size: 15px;color: rgb(2, 30, 170);"><strong>公积金贷款购买法拍房业务</strong></span><span style="font-size: 15px;">的相关事项作出规定。</span></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><br/><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;">适用范围</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">公积金法拍贷业务适用于<strong><span style="font-size: 15px;color: rgb(2, 30, 170);">各级人民法院对江苏省内个人住房组织网络司法拍卖的活动，</span></strong>由各地住房公积金管理中心（以下简称公积金中心）或受其委托开办住房公积金个人住房贷款业务的商业银行（以下简称承办银行）受理。</span></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="122629"><section style="margin: 10px auto;border-width: 1px;border-style: solid;border-color: rgb(189, 214, 251);padding: 5px;"><section data-autoskip="1" style="line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background: rgb(242, 247, 255);padding: 10px;"><p><span style="font-size: 15px;letter-spacing: 0.578px;">符合住房公积金个人住房贷款条件的法拍房买受人，可在</span><strong><span style="font-size: 15px;letter-spacing: 0.578px;color: rgb(2, 30, 170);">未付清全款前</span></strong><span style="font-size: 15px;letter-spacing: 0.578px;">办理住房公积金个人住房贷款。</span></p></section></section></section></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><br/><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;">业务协同</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">人民法院、金融机构、公积金中心等部门应加强法拍房信息数据共享，推进业务协同，提升办事效率，切实提高业务办理便捷度、精准度和数字化水平。</span></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">公积金中心应在信息管理系统中包含公积金法拍贷业务，记录其申请及办理情况等信息。</span></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><br/><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;">管理规程</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">公积金中心<strong><span style="font-size: 15px;color: rgb(2, 30, 170);">根据所在城市的实际情况确定是否适用组合性贷款、公积金异地贷款等，</span></strong>并制定相应的管理办法或操作规程。除按本实施意见要求执行外，公积金法拍贷业务尚应符合国家现行有关标准要求。</span></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;">实施流程</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">公积金法拍贷业务原则上按照以下工作流程实施：</span></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="124631"><section style="margin: 10px auto;"><section><section data-autoskip="1" style="line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-color: rgb(247, 250, 255);padding: 10px 15px;"><p><span style="font-size: 15px;letter-spacing: 0.578px;">（一）公积金中心（承办银行）依据</span><strong><span style="font-size: 15px;letter-spacing: 0.578px;color: rgb(2, 30, 170);">借款申请人申请</span></strong><span style="font-size: 15px;letter-spacing: 0.578px;">以及</span><strong><span style="font-size: 15px;letter-spacing: 0.578px;color: rgb(2, 30, 170);">人民法院出具的拍卖成交确认书等</span></strong><span style="font-size: 15px;letter-spacing: 0.578px;">受理公积金法拍贷业务；</span></p></section></section><section><section style="width: 0px;height: 1px;border-top: 10px solid rgb(23, 54, 93);border-left: 10px solid transparent;border-right: 10px solid transparent;margin: 10px auto;overflow: hidden;"><br/></section><section data-autoskip="1" style="line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-color: rgb(247, 250, 255);padding: 10px 15px;"><p><span style="font-size: 15px;letter-spacing: 0.578px;">（二）人民法院根据公积金中心（承办银行）</span><strong><span style="font-size: 15px;letter-spacing: 0.578px;color: rgb(2, 30, 170);">加盖公章的贷款放款承诺书，</span></strong><span style="font-size: 15px;letter-spacing: 0.578px;">出具拍卖、变卖成交裁定书；</span></p></section></section><section><section style="width: 0px;height: 1px;border-top: 10px solid rgb(23, 54, 93);border-left: 10px solid transparent;border-right: 10px solid transparent;margin: 10px auto;overflow: hidden;"><br/></section><section data-autoskip="1" style="line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-color: rgb(247, 250, 255);padding: 10px 15px;"><p><span style="font-size: 15px;letter-spacing: 0.578px;">（三）买受人依据</span><strong><span style="font-size: 15px;letter-spacing: 0.578px;color: rgb(2, 30, 170);">人民法院出具的司法文书，</span></strong><span style="font-size: 15px;letter-spacing: 0.578px;">办理房产权属转移登记；</span></p></section></section><section><section style="width: 0px;height: 1px;border-top: 10px solid rgb(23, 54, 93);border-left: 10px solid transparent;border-right: 10px solid transparent;margin: 10px auto;overflow: hidden;"><br/></section><section data-autoskip="1" style="line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-color: rgb(247, 250, 255);padding: 10px 15px;"><p><span style="font-size: 15px;letter-spacing: 0.578px;">（四）担保落实机构协助抵押人办妥抵押登记；</span></p></section></section><section><section style="width: 0px;height: 1px;border-top: 10px solid rgb(23, 54, 93);border-left: 10px solid transparent;border-right: 10px solid transparent;margin: 10px auto;overflow: hidden;"><br/></section><section data-autoskip="1" style="line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-color: rgb(247, 250, 255);padding: 10px 15px;"><p><span style="font-size: 15px;letter-spacing: 0.578px;">（五）承办银行依据贷款放款承诺书无条件发放贷款至人民法院提供的</span><strong><span style="font-size: 15px;letter-spacing: 0.578px;color: rgb(2, 30, 170);">执行案款虚拟子账号。</span></strong></p></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;"></span></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">人民法院、公积金中心、承办银行应加强工作衔接和沟通配合，各地可结合实际情况对公积金法拍贷具体业务流程进一步细化，但不得要求买受人在办理公积金法拍贷前必须付清全款或设置其他可能增加买受人融资成本的规定。</span></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><br/><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;">服务提醒</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">公积金中心（承办银行）应为法拍房意向竞买人提供公积金法拍贷业务咨询、贷款预审、额度核算等服务，同时提醒服务对象提出公积金贷款申请的最迟期限。</span></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><br/><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;">申请资料</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">竞拍成功后，借款申请人向公积金中心（承办银行）提出贷款申请的，应当提交下列资料：</span></section><section style="margin-left: 8px;margin-right: 8px;text-align: left;"><strong><span style="font-size: 15px;color: rgb(2, 30, 170);">（一）身份证明</span></strong><span style="font-size: 15px;">：包括居民身份证、户口簿等有效身份证件；</span></section><section style="margin-left: 8px;margin-right: 8px;text-align: left;"><strong><span style="font-size: 15px;color: rgb(2, 30, 170);">（二）婚姻状况证明</span></strong><span style="font-size: 15px;">：包括婚姻状况证明等；</span></section><section style="margin-left: 8px;margin-right: 8px;text-align: left;"><strong><span style="font-size: 15px;color: rgb(2, 30, 170);">（三）已付款证明：</span></strong><span style="font-size: 15px;">人民法院或税务部门出具的缴款凭证；</span></section><section style="margin-left: 8px;margin-right: 8px;text-align: left;"><strong><span style="font-size: 15px;color: rgb(2, 30, 170);">（四）贷款用途证明：</span></strong><span style="font-size: 15px;">人民法院出具的拍卖成交确认书；</span></section><section style="margin-left: 8px;margin-right: 8px;text-align: left;"><strong><span style="font-size: 15px;color: rgb(2, 30, 170);">（五）其他资料：</span></strong><span style="font-size: 15px;">担保资料；人民法院指定账户信息；贷款还款账户资料；办理异地贷款的，还需提供异地贷款职工住房公积金缴存使用证明；其他需要的资料。</span></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">以上资料能通过政务信息共享的，可不要求借款申请人提供。</span></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><br/><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;">合同签订</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">借款申请人住房公积金贷款资料完备后，公积金中心应按照住房公积金贷款规则办理，公积金中心（承办银行）指导借款申请人<strong><span style="font-size: 15px;color: rgb(2, 30, 170);">签订住房公积金贷款合同。</span></strong></span></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><br/><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;">担保落</span><span style="font-size: 15px;letter-spacing: 0.578px;">实</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">住房公积金贷款合同签订后，相关部门及其工作人员、借款申请人应当相互配合，按照下列流程完成担保落实工作：</span></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="121267"><section style="margin: 10px auto;padding-right: 10px;"><section style="background-color: #eefbff;"><section style="background-color: rgb(255, 255, 255);border-width: 1px;border-style: solid;border-color: rgb(114, 188, 211);padding: 15px;transform: translate(5px, -5px);"><section style="line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background: transparent;"><section data-autoskip="1"><p style="margin-right: 8px;margin-left: 8px;letter-spacing: 0.578px;white-space: normal;margin-bottom: 24px;"><span style="font-size: 15px;">（一）担保落实机构根据贷款批准意见进行担保审核，落实贷款担保手续。</span></p><p style="margin-right: 8px;margin-left: 8px;letter-spacing: 0.578px;white-space: normal;margin-bottom: 24px;"><span style="font-size: 15px;">（二）审核通过后，<strong><span style="color: rgb(2, 30, 170);">公积金中心（承办银行）向人民法院出具个人住房公积金贷款放款承诺书。</span></strong>作出贷款承诺前，担保落实机构应提前或同步向不动产登记机构提交抵押登记申请，以确保办理房产权属转移登记时办妥抵押登记手续。</span></p><section style="margin-right: 8px;margin-left: 8px;letter-spacing: 0.578px;white-space: normal;"><span style="font-size: 15px;">（三）<strong><span style="color: rgb(2, 30, 170);">人民法院核实后出具拍卖、变卖成交裁定书、协助执行通知书，</span></strong>并通知借款申请人（抵押人）、抵押权人办理房产权属转移登记和抵押登记，担保落实机构确认抵押权在房产权属登记转移时同步设立。</span></section></section></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;"></span></section><section data-role="outer" label="edit by 135editor"><section data-role="title" data-tools="135编辑器" data-id="119832"><section style="margin: 10px auto;display: flex;justify-content: flex-start;"><section style="display: flex;align-items: flex-end;"><section style="font-size: 20px;letter-spacing: 1.5px;color: rgb(54, 96, 146);border-bottom: 3px solid rgb(235, 246, 255);"><br/><strong data-original-title="" title=""></strong></section><section style="padding-left: 5px;"><section style="display: flex;justify-content: flex-end;"><section style="display: flex;align-items: center;"><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(126, 223, 255);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section><section style="width: 0px;height: 1px;border-left: 7px solid rgb(255, 208, 64);border-top: 6px solid transparent;border-bottom: 6px solid transparent;margin-left: 4px;overflow: hidden;"><br/></section></section></section><section style="font-size: 16px;color: rgb(255, 255, 255);background-color: rgb(54, 96, 146);padding: 6px 15px;margin-top: -6px;"><strong data-brushtype="text"><span style="font-size: 15px;letter-spacing: 0.578px;"></span><span style="font-size: 15px;letter-spacing: 0.578px;">其他事项</span></strong></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">法拍房抵押权设立后<strong><span style="font-size: 15px;color: rgb(2, 30, 170);">5个工作日之内，</span></strong>承办银行应将贷款发放至人民法院提供的执行案款虚拟子账号。贷款发放前，担保落实机构应<strong><span style="font-size: 15px;color: rgb(2, 30, 170);">确认抵押权已设立且借款申请人的产权登记比例与贷款申请时一致，</span></strong>承办银行应与人民法院进行账号校验，确保贷款发放准确。</span></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">公积金法拍贷业务办理后，人民法院如撤销相关司法拍卖，应以通知书或函等书面形式通知公积金中心（承办银行），并积极配合做好贷款退还结算工作。</span></section><section style="margin-bottom: 0px;white-space: normal;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);"><br/></section><section style="margin-bottom: 0px;white-space: normal;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: left;line-height: 1.6em;"><span style="outline: 0px;color: rgb(136, 136, 136);font-size: 14px;">来源 江苏高院</span></section><section style="margin-bottom: 0px;white-space: normal;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: left;line-height: 1.6em;"><br/></section></p><link rel="stylesheet" href="//bbs.221700.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_p51" id="wcn_editor_css"/> 好的，收到 谢谢分享 收到 谢谢分享 谢谢分享 知道了 谢谢楼主分享告知 比较方便了 感谢分享！ 看来好麻烦 知道了 谢谢楼主分享告知 了解 知道了
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