刚刚央行公告：今起下调！
<p><br/></p><p><section data-role="outer" label="edit by 135editor" style="outline: 0px;letter-spacing: 0.578px;visibility: visible;"><section data-tools="135编辑器" data-id="92620" style="outline: 0px;visibility: visible;"><section style="padding-right: 3px;padding-bottom: 3px;outline: 0px;visibility: visible;"><section style="padding: 20px 15px;outline: 0px;border-width: 1px;border-style: solid;border-color: rgb(67, 97, 101);box-shadow: rgb(207, 207, 206) 3px 3px 0px;visibility: visible;"><section style="outline: 0px;color: rgb(73, 73, 72);visibility: visible;"><section data-role="outer" label="edit by 135editor" style="outline: 0px;letter-spacing: 0.578px;visibility: visible;"><section data-role="paragraph" style="outline: 0px;visibility: visible;"><section style="margin-bottom: 0px;letter-spacing: 0.578px;text-indent: 0em;text-wrap: wrap;cursor: text;text-align: center;max-inline-size: 100%;line-height: 1.6em;outline: none 0px !important;"><span style="font-size: 15px;background-color: rgb(255, 255, 255);color: rgb(59, 47, 44);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 1.5px;text-indent: 0em;">刚刚<br/></span></section><section style="margin-bottom: 0px;text-indent: 0em;text-wrap: wrap;outline: 0px;color: rgb(59, 47, 44);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 1.5px;background-color: rgb(255, 255, 255);visibility: visible;text-align: center;line-height: 1.6em;"><span style="font-size: 15px;">中国人民银行网站发布公告</span></section><section style="margin-bottom: 0px;text-indent: 0em;text-wrap: wrap;outline: 0px;color: rgb(59, 47, 44);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 1.5px;background-color: rgb(255, 255, 255);visibility: visible;text-align: center;line-height: 1.6em;"><span style="font-size: 15px;">决定于</span></section><section style="margin-bottom: 0px;text-indent: 0em;text-wrap: wrap;outline: 0px;color: rgb(59, 47, 44);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 1.5px;background-color: rgb(255, 255, 255);visibility: visible;text-align: center;line-height: 1.6em;"><span style="font-size: 15px;color: rgb(2, 30, 170);"><strong>2023年9月15日</strong></span></section><section style="margin-bottom: 0px;text-indent: 0em;text-wrap: wrap;outline: 0px;color: rgb(59, 47, 44);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 1.5px;background-color: rgb(255, 255, 255);visibility: visible;text-align: center;line-height: 1.6em;"><span style="color: rgb(2, 30, 170);"><strong><span style="font-size: 15px;">下调金融机构存款准备金率</span></strong></span></section><p style="margin-bottom: 0px;text-indent: 0em;text-wrap: wrap;outline: 0px;color: rgb(59, 47, 44);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 1.5px;background-color: rgb(255, 255, 255);visibility: visible;text-align: center;line-height: 2em;"><span style="font-size: 16px;"><br/></span></p><p style="margin-bottom: 0px;text-indent: 0em;text-wrap: wrap;outline: 0px;color: rgb(59, 47, 44);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 1.5px;background-color: rgb(255, 255, 255);visibility: visible;text-align: center;line-height: 2em;"><span style="font-size: 16px;"></span></p><section style="outline: 0px;text-align: center;line-height: 1.6em;visibility: visible;"><br/></section></section></section></section></section></section></section></section><section class="channels_iframe_wrp wxw_wechannel_card_not_horizontal"><mp-common-videosnap class="js_uneditable custom_select_card channels_iframe videosnap_video_iframe" data-pluginname="mpvideosnap" data-url="https://findermp.video.qq.com/251/20304/stodownload?encfilekey=Cvvj5Ix3eexKX1zo1IZZBrQomawdVfSQSzIWra3XwBrORMYaaOkcn3icwCr77DNX4H0noXSSZDmgiaialKeT8ibIJmWuz2sy2jicM5N4tW6G5C48NChuZpysuk4RvGqgEQibEfoYRemOWv7PDuoiba2JrlATKycAuUW0ENSmRL7QC6hVNg&bizid=1023&dotrans=0&hy=SZ&idx=1&m=18a48b49e31b6a97b8251312617380be&token=x5Y29zUxcibA6SgVxtGGauEacV7n3aDjI0uvoIT0rhMxiahz0hycHFiaTUPeXP1ADIrgiaRkgBHwfOo" data-headimgurl="http://wx.qlogo.cn/finderhead/oYwP0cFmRU33gLatKUtOBBueKLxfEVSN6OooyNoQs9dfFlmu7lwZyQ/0" data-username="v2_060000231003b20faec8c4eb8c11cad0c90cea35b077063b7b3fdde9484aabf3a502e954d5b2@finder" data-nickname="红星资本局" data-desc="央行宣布于15日降准0.25个百分点" data-nonceid="11583806513399487258" data-type="video" data-mediatype="undefined" data-authiconurl="https://dldir1v6.qq.com/weixin/checkresupdate/icons_filled_channels_authentication_enterprise_a2658032368245639e666fb11533a600.png" data-from="new" data-width="720" data-height="1280" data-id="export/UzFfAgtgekIEAQAAAAAAgBALxUAPkwAAAAstQy6ubaLX4KHWvLEZgBPEhYNAPx8dMMGGzNPgMIsbaiQdIl2d2ugzdTh1sqYs" data-isdisabled="0" data-errortips=""></mp-common-videosnap></section><section style="outline: 0px;color: rgb(59, 47, 44);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 1.5px;background-color: rgb(255, 255, 255);visibility: visible;text-indent: 0em;text-align: justify;margin-bottom: 16px;line-height: 2em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;color: rgba(0, 0, 0, 0.9);font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.034em;text-align: justify;">当前，我国经济运行持续恢复，内生动力持续增强，社会预期持续改善。为巩固经济回升向好基础，保持流动性合理充裕，</span><strong style="font-size: 15px;color: rgba(0, 0, 0, 0.9);font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.034em;text-align: justify;"><span style="color: rgb(2, 30, 170);">中国人民银行决定于2023年9月15日下调金融机构存款准备金率0.25个百分点（不含已执行5%存款准备金率的金融机构）</span></strong><span style="font-size: 15px;color: rgba(0, 0, 0, 0.9);font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.034em;text-align: justify;">。本次下调后，金融机构加权平均存款准备金率约为7.4%。<br/><br/></span></section><section data-role="title" data-tools="135编辑器" data-id="122632"><section style="margin: 10px auto;display: flex;justify-content: center;"><section style="display: flex;justify-content: center;"><section style="flex-shrink: 0;"><section style="width: 6px;height: 100%;background-color: rgb(45, 118, 191);border-radius: 5px;overflow: hidden;"><br/></section></section><section style="padding: 3px 5px;"><section style="font-size: 16px;color: #2d76bf;text-align: center;letter-spacing: 1.5px;background-color: #f2f7ff;padding: 5px 15px;"><strong data-brushtype="text">带来多重利好</strong></section></section><section style="flex-shrink: 0;"><section style="width: 6px;height: 100%;background-color: rgb(45, 118, 191);border-radius: 5px;overflow: hidden;"><span style="font-size: 15px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;"></span><br/></section></section></section></section></section></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="outline: 0px;font-size: 15px;">综合当前经济形势，业内专家表示，人民银行此时降准可以有效提振需求、助力银行信贷投放和保持中长期流动性供给。</span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><strong><span style="font-size: 15px;color: rgb(2, 30, 170);"><span style="font-size: 15px;outline: 0px;">一方面，降准可以提振有效需求。</span></span></strong><span style="font-size: 15px;"><strong style="outline: 0px;"><span style="outline: 0px;color: rgb(2, 30, 170);"></span></strong><span style="outline: 0px;">业内专家表示，总需求不足的情况下，货币政策有效性会出现问题。当前面临的最尖锐问题是总需求不足，或者说是有效需求不足。在此情况下，货币政策有必要进一步放松，货币政策传导机制也需进一步完善。</span></span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;color: rgb(2, 30, 170);"><strong style="outline: 0px;"><span style="font-size: 15px;outline: 0px;">另一方面，有利于银行加大信贷投放力度。</span></strong></span><span style="font-size: 15px;"><strong style="outline: 0px;"><span style="outline: 0px;color: rgb(2, 30, 170);"></span></strong><span style="outline: 0px;">业内专家表示，按照往常经验，降准后，银行资金会相对宽裕，有利于银行持续加大信贷投放。</span></span></p><p style="outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 1.6em; margin-left: 8px; margin-right: 8px; text-align: center;"><span style="font-size: 15px;"><span style="outline: 0px;"></span></span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="outline: 0px;font-size: 15px;">此时降准有利于平稳置换中期借贷便利（MLF）到期。Wind数据显示，9月MLF到期规模为4000亿元，四季度MLF到期规模将高达2万亿元。降准可以有效对冲到期MLF，以保持合理的中长期流动性供给，增加金融机构可用资金、降低期限错配等风险。</span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="outline: 0px;font-size: 15px;">此外，法定存款准备金率仍有下行空间。粤开证券研究院院长罗志恒表示，当前商业银行的加权平均法定存款准备金率有进一步下调空间。适时适度降准，有助于保持流动性合理充裕，促进信贷合理增长，<strong><span style="outline: 0px;font-size: 15px;color: rgb(2, 30, 170);">推动企业融资和居民信贷成本稳中有降</span></strong>。<br/></span></p><p><section data-role="title" data-tools="135编辑器" data-id="122632"><section style="margin: 10px auto;display: flex;justify-content: center;"><section style="display: flex;justify-content: center;"><section style="flex-shrink: 0;"><section style="width: 6px;height: 100%;background-color: rgb(45, 118, 191);border-radius: 5px;overflow: hidden;"><br/></section></section><section style="padding: 3px 5px;"><section style="font-size: 16px;color: #2d76bf;text-align: center;letter-spacing: 1.5px;background-color: #f2f7ff;padding: 5px 15px;"><strong data-brushtype="text">对股市、债市、楼市有何影响</strong></section></section><section style="flex-shrink: 0;"><section style="width: 6px;height: 100%;background-color: rgb(45, 118, 191);border-radius: 5px;overflow: hidden;"><br/></section></section></section></section></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;letter-spacing: 0.544px;">市场普遍认为，降准一次性释放出大量流动性，对大类资产具有“普惠”效应。</span><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="outline: 0px;font-size: 15px;">降准可以明确传递出稳定经济增长、维护流动性合理充裕的信号。从短期看，有助于稳定市场预期，增加投资者对股市的信心，提高投资意愿；从中长期看，有助于从盈利和估值两端支撑股票价格。</span></section></p><p style="margin-bottom: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: left;line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;"><span style="outline: 0px;">2015年以来历次央行公布降准后</span><span style="outline: 0px;letter-spacing: 0.034em;">首日上证指数表现：<br/><br/></span></span></p><p><section style="text-align: center;margin-left: 8px;margin-right: 8px;"></section></p><p style="margin-bottom: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: justify;line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;letter-spacing: 0.544px;text-align: justify;">行业板块方面，降准后表现较好的行业为化工、机械设备、家用电器、计算机、传媒和非银金融。</span><br/></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;text-align: justify;"><span style="outline: 0px;font-size: 15px;">在债市方面，业内专家表示，降准对债市短债利率和长端利率都会有相应影响。受益于央行中长期“便宜”资金投放占比的提升，资金价格或将回落，并将带动短债利率下行。对于长端利率，降准“宽货币”属性更强，有利于长端利率的下行。</span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;text-align: justify;"><span style="outline: 0px;font-size: 15px;">对于汇市而言，光大银行金融市场部宏观研究员周茂华表示，目前外汇市场风险释放较为充分的情况下，央行降准有助于改善市场对经济复苏预期，加上其他指标回暖，对人民币汇率接下来走势可能更为有利。</span></p><p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;margin-left: 8px;margin-right: 8px;text-align: justify;"><span style="outline: 0px;font-size: 15px;">此外，对于楼市而言，降准有助于进一步促进银行加大房地产等领域的支持力度，对于后续房地产平稳健康发展有积极意义。</span></p><p><section style="line-height: 1.6em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;"></span></section><section style="margin-bottom: 0px;text-wrap: wrap;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;margin-left: 8px;margin-right: 8px;"><br data-filtered="filtered" style="outline: 0px;"/></section><section style="margin-bottom: 0px;letter-spacing: 0.578px;text-wrap: wrap;outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 15px;caret-color: rgba(0, 0, 0, 0);background-color: rgb(255, 255, 255);text-align: left;margin-left: 8px;margin-right: 8px;"><span style="color: rgb(136, 136, 136);font-size: 14px;outline: 0px;letter-spacing: 0.578px;text-decoration-style: solid;text-decoration-color: rgb(136, 136, 136);">来源 <span style="color: rgb(136, 136, 136);letter-spacing: 0.578px;text-decoration: none solid rgb(136, 136, 136);">中国人民银行、央视新闻、<span style="color: rgb(136, 136, 136);font-size: 14px;letter-spacing: 0.578px;text-decoration: none solid rgb(136, 136, 136);">财联社、南方都市报、中国证券报</span></span></span></section><section style="margin-bottom: 0px;letter-spacing: 0.578px;text-wrap: wrap;outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 15px;caret-color: rgba(0, 0, 0, 0);background-color: rgb(255, 255, 255);text-align: left;margin-left: 8px;margin-right: 8px;"><br/></section></p><link rel="stylesheet" href="//bbs.221700.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_Hse" id="wcn_editor_css"/> 看不懂 看不懂 银行的后备金额减少了 推动企业融资和居民信贷成本稳中有降 感谢分享！
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