权威解答！事关你的公积金提取
<br/><p><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="92620"><section style="padding-right: 3px;padding-bottom: 3px;"><section style="padding: 20px 15px;border-width: 1px;border-style: solid;border-color: rgb(67, 97, 101);box-shadow: rgb(207, 207, 206) 3px 3px 0px;"><p style="text-align:center;color: rgb(73, 73, 72);"><span style="font-size: 15px;"></span></p><p style="text-align:center;color: rgb(73, 73, 72);"><span style="font-size: 15px;"><br/></span></p><p style="text-align:center;color: rgb(73, 73, 72);"><span style="font-size: 15px;">6月30日，<br/>我市出台优化提取公积金<br/>支付购房款阶段性政策，<br/></span><span style="font-size: 15px;color: rgb(0, 122, 170);"><strong>支持职工购买新建商品住房<br/>提取公积金付首付。</strong></span></p><p style="text-align:center;color: rgb(73, 73, 72);"><br/></p><p style="text-align:center;color: rgb(73, 73, 72);"><span style="font-size: 15px;">7月4日，</span></p><p style="text-align:center;color: rgb(73, 73, 72);"><span style="font-size: 15px;">市公积金中心对咨询较集中的</span></p><p style="text-align:center;color: rgb(73, 73, 72);"><span style="font-size: 15px;">热点问题进行了解答。</span></p><p style="text-align:center;color: rgb(73, 73, 72);"><span style="font-size: 15px;">具体内容跟着晨小编一起来看看！</span></p></section></section></section></section><section style="text-align: center;margin-left: 8px;margin-right: 8px;"></section><section data-role="outer" style="background-repeat: repeat;background-position: center center;padding: 10px;background-size: auto;background-image: url(https://bbs.221700.com/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/7QRTvkK2qC7QGcNBhpzIA0uu1pBCIRKrd2EAhgTc21NOhkZ8kbetBLHx2pYKVOCAl5U6qaGkUz2QcSrlbGl8xg/640?wx_fmt=jpeg);"><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><strong><span style="text-decoration:underline;">一、本市职工购买市区或县区新建商品住房，是否都支持提取公积金付首付？周边城市职工在徐州购买新建商品住房是否支持提取公积金付首付？</span></strong></span><br/><span style="font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-decoration: underline;color: rgba(0, 0, 0, 0.9);font-size: 15px;letter-spacing: 0.578px;"><strong><br/></strong></span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">答：本市职工购买徐州行政辖区内的新建商品住房，<span style="color: rgb(0, 122, 170);"><strong>如果在徐州缴存公积金，均可在购房所在地的公积金管理部办理此项业务。</strong></span>周边城市职工在徐州购买新建商品住房，如果在徐州缴存公积金，可以提取公积金付首付；如果在异地缴存公积金，应执行其缴存归属地公积金提取政策。</span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="text-decoration: underline;"><strong><span style="text-decoration: underline;font-size: 15px;">二、提取公积金付首付是否受贷款次数限制？如果办理商业贷款或组合贷款购买新建商品住房是否可以提取公积金付首付？<br/><br/></span></strong></span><span style="text-decoration: none;"><span style="text-decoration: none;font-size: 15px;letter-spacing: 0.578px;">答：提取公积金付首付</span><span style="text-decoration: none;font-size: 15px;letter-spacing: 0.578px;color: rgb(0, 122, 170);"><strong>不受贷款次数限制</strong></span><span style="text-decoration: none;font-size: 15px;letter-spacing: 0.578px;">。办理商业贷款或组合贷款购买新建商品住房可以提取公积金付首付。</span></span><span style="text-decoration: underline;"><strong><span style="text-decoration: underline;font-size: 15px;"><br/></span></strong></span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="text-decoration: underline;"><strong><span style="text-decoration: underline;font-size: 15px;">三、购买新建商品住房提取公积金付首付，提取金额可以高于最低首付比例对应的金额吗？</span></strong></span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">答：在职工公积金个人账户余额足够的情况下，提取公积金付首付金额<span style="color: rgb(0, 122, 170);"><strong>可以高于</strong></span>最低首付比例对应金额。</span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="text-decoration: underline;"><strong><span style="text-decoration: underline;font-size: 15px;">四、提取公积金付首付是否影响公积金贷款额度？<br/></span></strong></span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">答：贷款额度与<span style="color: rgb(0, 122, 170);"><strong>公积金个人账户余额、首付款金额、贷款年限</strong></span>等相关，具体贷款额度需要结合申请材料综合测算确定。</span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="text-decoration: underline;"><strong><span style="text-decoration: underline;font-size: 15px;">五、提取公积金付首付后，是否可以按月提取公积金偿还商业贷款？ </span></strong></span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">答：提取公积金付首付后，如果符合按月提取公积金偿还商业贷款的相关条件，<span style="color: rgb(0, 122, 170);"><strong>仍可以办理按月提取公积金偿还商业贷款业务</strong></span>。</span></section><p style="margin-left: 8px;margin-right: 8px;"><span style="text-decoration: underline;"><strong><span style="text-decoration: underline;font-size: 15px;">六、如果发生退房行为，如何办理退还已提取的公积金？<br/><br/></span></strong></span></p><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;letter-spacing: 0.578px;">答：若发生退房行为，房地产企业应在5个工作日内，</span><span style="font-size: 15px;letter-spacing: 0.578px;color: rgb(0, 122, 170);"><strong>无条件将购房职工提取的用于支付首付款的公积金全额退还至公积金中心指定的账户</strong></span><span style="font-size: 15px;letter-spacing: 0.578px;">，由公积金中心计入职工个人账户。</span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="text-decoration: underline;"><strong><span style="text-decoration: underline;font-size: 15px;">七、购买新建商品住房,最低首付比例按20%还是30%执行？ <br/></span></strong></span></section><section style="margin-bottom: 24px;letter-spacing: 0.578px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;">答：目前我市仍执行促进房地产市场可持续发展的阶段性政策，<span style="color: rgb(0, 122, 170);"><strong>最低首付比例为20%</strong></span>，执行至2023年12月31日。</span></section><p style="text-align: center;"><span style="font-size: 15px;">如果您在公积金政策方面<br/>还有其他疑问，<br/>可以通过以下渠道反映，</span></p><p style="text-align: center;"><span style="font-size: 15px;">我们将定期整理相关问题，</span></p><p style="text-align: center;"><span style="font-size: 15px;">邀请相关工作人员解答。</span><span style="font-size: 15px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.578px;text-align: justify;"></span></p><section data-role="outer" label="edit by 135editor" style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);"><section data-tools="135编辑器" data-id="129097" style="outline: 0px;"><section style="margin: 10px auto;padding-top: 13px;outline: 0px;"><section style="outline: 0px;background-color: rgb(76, 170, 149);"><section style="outline: 0px;display: flex;justify-content: center;"><section style="outline: 0px;flex-shrink: 0;"><section style="outline: 0px;width: 25px;transform: translateY(-12px);"><svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 55.53 58.5" style="display: block;"><g><g></g></g></svg><strong style="outline: 0px;"><circle cx="29.55" cy="48.5" r="10" style="outline: 0px;fill: rgb(3, 3, 3);"></circle><path d="M27.52.5A27.15,27.15,0,0,0,.5,27.43H11.24c0-.1,0-.19,0-.29a2.09,2.09,0,0,1,0-.25A16.5,16.5,0,1,1,28.55,43.35V55A27.26,27.26,0,0,0,27.52.5Z" style="outline: 0px;fill: rgb(244, 249, 255);"></path><path d="M27.52.5A27.15,27.15,0,0,0,.5,27.43H11.24c0-.1,0-.19,0-.29a2.09,2.09,0,0,1,0-.25A16.5,16.5,0,1,1,28.55,43.35V55A27.26,27.26,0,0,0,27.52.5Z" style="outline: 0px;fill: none;stroke: rgb(76, 170, 149);"></path></strong></section></section><section style="padding: 3px 10px;outline: 0px;font-size: 16px;color: rgb(255, 255, 255);text-align: center;"><strong style="outline: 0px;">反映方式如下</strong></section></section></section><section style="outline: 0px;background-color: rgb(244, 249, 255);"><section style="padding: 5px 10px;outline: 0px;"><section data-autoskip="1" style="outline: 0px;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-color: transparent;"><section style="margin-top: 16px;margin-right: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><br style="outline: 0px;"/></section><section data-role="title" data-tools="135编辑器" data-id="97420" style="outline: 0px;"><section style="margin: 10px auto;outline: 0px;"><section style="outline: 0px;display: flex;justify-content: center;align-items: center;"><section style="outline: 0px;width: 35px;"></section><section style="margin-right: 6px;margin-left: 6px;outline: 0px;width: 30px;"><section style="outline: 0px;background: rgb(64, 143, 228);color: rgb(255, 255, 255);width: 30px;height: 30px;border-radius: 100%;"><section data-original-title="" title="" style="outline: 0px;text-align: center;line-height: 30px;font-size: 16px;"><strong style="outline: 0px;">1</strong></section></section></section><section style="outline: 0px;width: 35px;"></section></section></section></section><section style="margin-top: 16px;margin-right: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;">关注都市晨报微信公众号</span></strong></section><p style="margin-right: 8px;margin-bottom: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><span style="outline: 0px;background-color: transparent;letter-spacing: 1.5px;text-align: justify;">▼ ▼ ▼</span></p><section class="mp_profile_iframe_wrp" style="outline: 0px;"><mp-common-profile class="custom_select_card mp_profile_iframe js_wx_tap_highlight" data-pluginname="mpprofile" data-id="MzA3ODA1NjcwNA==" data-headimg="https://bbs.221700.com/plugin.php?id=wcn_editor:wx_img&url=http://mmbiz.qpic.cn/mmbiz_png/jxc99UU0q0CjxNwtyhibG7ic2iaJVIFVSgv7Ru7qpWOaibWpgsic5sj4q9kKrlcCwEnzV6LtRrStic315Jvn9lS8yd7A/0?wx_fmt=png" data-nickname="都市晨报" data-alias="dschenbao" data-signature="点击关注徐州本地最新鲜的新闻，最有趣的帖子，最实用的信息。" data-from="2" data-is_biz_ban="0" data-origin_num="1205" data-isban="0" data-biz_account_status="0" data-index="0"></mp-common-profile></section><p style="margin-right: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><br style="outline: 0px;"/></p><section data-role="title" data-tools="135编辑器" data-id="97420" style="outline: 0px;"><section style="margin: 10px auto;outline: 0px;"><section style="outline: 0px;display: flex;justify-content: center;align-items: center;"><section style="outline: 0px;width: 35px;"></section><section style="margin-right: 6px;margin-left: 6px;outline: 0px;width: 30px;"><section style="outline: 0px;background: rgb(64, 143, 228);color: rgb(255, 255, 255);width: 30px;height: 30px;border-radius: 100%;"><section data-original-title="" title="" data-num="2" style="outline: 0px;text-align: center;line-height: 30px;font-size: 16px;">2</section></section></section><section style="outline: 0px;width: 35px;"></section></section></section></section><section style="margin-right: 8px;margin-bottom: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><br/></section><p style="margin-right: 8px;margin-bottom: 24px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;">点击发消息</span></strong><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;"><br style="outline: 0px;"/></span></p><p style="outline: 0px;text-align: center;"></p><p style="margin-right: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><br style="outline: 0px;"/></p><section data-role="title" data-tools="135编辑器" data-id="97420" style="outline: 0px;"><section style="margin: 10px auto;outline: 0px;"><section style="outline: 0px;display: flex;justify-content: center;align-items: center;"><section style="outline: 0px;width: 35px;"></section><section style="margin-right: 6px;margin-left: 6px;outline: 0px;width: 30px;"><section style="outline: 0px;background: rgb(64, 143, 228);color: rgb(255, 255, 255);width: 30px;height: 30px;border-radius: 100%;"><section data-original-title="" title="" data-num="3" style="outline: 0px;text-align: center;line-height: 30px;font-size: 16px;">3</section></section></section><section style="outline: 0px;width: 35px;"></section></section></section></section><p style="margin-right: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><strong style="outline: 0px;"><span style="font-size: 15px;outline: 0px;letter-spacing: 0.51px;">对话 框输入</span></strong><strong style="outline: 0px;"><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;">“</span></strong><span style="outline: 0px;color: rgb(2, 30, 170);"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;">公积金</span></strong></span><strong style="outline: 0px;"><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;">”</span></strong></p><p style="margin-right: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;">点击填写表单链接</span></strong></p><section style="margin-right: 8px;margin-bottom: 8px;margin-left: 8px;outline: 0px;letter-spacing: 0.578px;text-align: center;"><strong style="outline: 0px;"><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;">留下您的问题</span></strong><span style="outline: 0px;font-size: 15px;letter-spacing: 0.51px;"><br style="outline: 0px;"/></span></section><p style="outline: 0px;text-align: center;"></p></section></section></section></section></section></section></section><section style="margin-left: 8px;margin-right: 8px;"><span style="font-size: 15px;"></span></section><section style="margin-left: 8px;margin-right: 8px;"><span style=""><o:p></o:p></span></section><section style="margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);"></section></p><p style="display: none;"><mp-style-type data-value="3"></mp-style-type></p><p style="color:#999;font-size:.8em;margin-top:1em">转载声明：本文转载自都市晨报</p><p><br/></p><link rel="stylesheet" href="//bbs.221700.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_LIv" id="wcn_editor_css"/> 谢谢分享 一只眠羊~ 发表于 2023-7-6 13:54谢谢分享
感谢分享 没啥关系 感谢分享！ 与我无瓜 谢谢分享 退休能直接提取了。 能提取了！！！ 唉，没有咱们的事 没有公积金 非常感谢分享
页:
[1]